About Wealth Connections Team
First-time home buyers
Couples and individuals who are trying to qualify for their first home, comparing down payment options, or exploring rent to own programs because traditional lending hasn’t worked yet.
Homeowners considering mortgage refinance
Families wondering if mortgage refinance could lower their payments, free up cash flow, or help them pay off their home faster.
Families stressed about debt
People juggling credit card balances, lines of credit, loans, or other obligations who need a realistic debt consolidation or restructuring plan.
Those thinking about retirement, protection, or generational wealth
Individuals and families who want to move from “just getting by” to a structured wealth planning approach that includes retirement, life insurance, and long-term protection.
Debt Reviewed
Families Guided
Mortgages & Financing Advised
Years of Combined Experience
We start with a short conversation—often a free 15-minute consultation—where we learn about your income, debts, mortgage (or rent), goals, and timeline. We may ask about things like:
Our goal is to understand your reality, not judge it.
Next, we help you prioritize. That might mean:
We lay out your options in plain language, so you can see the trade-offs and pick a path that fits your life.
Once your direction is clear, we introduce you to trusted professionals:
We stay available as a sounding board and family wealth coach, so you have support as you move from ideas to action.
Ready to see what this could look like for your family?
Behind the name “Wealth Connections Team” is a group of people who care deeply about helping families feel more secure and confident with their money.

Founder/CEO
Wayne created Wealth Connections Team back in 2010 to help Canadians across the country have access to tools to create sustainable futures. He leads the charge for Wealth Connections Team and a few others, solely dedicating himself to helping others succeed.

CRO/COO
Sylvia has over 20 years of experience in the financial industry and helps initiate, manage and facilitate operations for Wealth Connections Team on a daily basis.

Personal Financial Consultant/CMO
Her primary passion is providing connections to help people prosper in their financial lives. With over 20 years in the industry she’s realized; “Money is a topic that many shy away from, is severely undertaught, and that is the main reason why it causes us so much stress.”
We don’t try to be everything under one roof. Instead, we’ve built a network of trusted professionals who specialize in key areas



Wealth Connections Team is not a bank, lender, or investment company. We act as a strategy and connection hub. Our role is to help you understand your options, clarify your priorities, and then connect you with licensed professionals—such as certified financial advisors, certified financial planners, mortgage specialists, and debt professionals—who are best suited to help with the next steps.
We look for more than just licenses. We pay attention to experience, areas of specialization, communication style, and client feedback. We prefer advisors and planners who:
We regularly review our network to ensure we’re comfortable referring families to the professionals we work with.
Our goal is to be completely transparent about how everyone is compensated. In your initial conversations with us and with any advisor we introduce, we’ll clearly explain how fees, commissions, or other arrangements work so you can make informed decisions. There are no surprise charges for simply talking with us in a free 15-minute consultation.
Yes. Many of our clients come to us even though they already have a financial advisor or mortgage broker. They want a second opinion, a bigger-picture strategy, or help coordinating decisions across debt, mortgages, and wealth. We can work alongside your existing professionals, or introduce alternatives if you decide you want to explore other options.
Our team and network have worked with a wide range of clients—from first-time buyers and young families juggling multiple debts to homeowners considering mortgage refinance and people preparing for retirement. We draw on years of experience across mortgage lending, debt strategies, and wealth management advice to help you choose a path that suits your situation.
No. We are not tied to one bank, one lender, or one investment firm. That independence matters. It allows us to talk openly about different options and then connect you with professionals who are a strong fit for your needs, not just one institution’s product lineup.
No. We specialize in working with everyday families—people who may be carrying debt, renting, or just starting to think about retirement and protection. You don’t need to have a large investment portfolio to benefit from strategic guidance and introductions to the right advisors.
We treat your information with the same care we’d want for our own families. We only collect the details needed to understand your situation and make appropriate introductions, and we share information with partner professionals only when you’ve agreed to move forward. We also encourage you to ask any professional we introduce about their own privacy and data protection policies.
After your consultation, we’ll summarize the main issues we heard, outline the strategies that make the most sense (for example, debt consolidation, mortgage refinance, or long-term wealth planning), and suggest next steps. If you’re comfortable, we’ll then introduce you to the appropriate certified financial advisor, planner, or mortgage/debt professional. You’re always free to decide how quickly you want to move forward.
If you still have questions, you can also visit our full FAQ page or contact us directly.